Bypassing bank loans thro' lateral thinking

Time for an additional of kaytee's uncle-story, wakakaka.



And the inspiration or if we like, matter for this story isinformationprovided by RPK in his Malaysia-Today's essay titledThe tour in hold up is never the loyal line (PART 6)which tells us (just the extract applicable to my uncle-story):

Actually, we blame the banks for all this. Back in the 1980s, around 10 years after starting my business, bank managers were coming to see me to invite me to lunch. They would practically desire me to 'give them the little business'. Over lunch they would confirm RM2 million or RM3 million without even asking me what we would do with the money.

You see, bend managers had the share to fill as well as they were perplexing to have use of me to fill their quota. So they would suggest me comforts in the millions even yet we did not need the income as well as would not have well well known what to do with it an! yway.



Once we was even invited for lunch in the executive suite of HSBC in Kuala Lumpur. The Kwailo afterwards asked either his bank 'could be off assistance' to me. He afterwards offering me RM3 million as well as instructed his Chinese military military military officer to follow up upon this 'application'.

The Chinese milita! ry milit ary military officer followed me behind to my bureau as well as sat down with me to work out the details. But we had the single problem. We could not justify the facilities. In other words, we could not uncover which we needed the money. After enormous the heads for an hour, we told the military military military officer to only forget it. Actually we don't need the money.


The info which struck me as possibly 'connected' to my Uncle-story, or giving Unc's story someplausibility, are:

"...You see, bend managers had the share to fill as well as they were perplexing to have use of me to fill their share ..." and

"...then asked either his bank 'could be off assistance' to me. He afterwards offering me RM3 million as well as instructed his Chinese military military military officer to follow up upon this 'application' ...".

I'll come behind to them later. But only the wee tng k'ooi (ch'ong hei or digressive meandering) before we commence my Uncle-story.



RPK's title to his engaging array upon his life'sjourney, it being 'never the loyal line', appeals to my Chinese sense, because the Chinese judgment or perception of things is likewise so,
that they have been 'circular' rsther than than linear in nature, thus indirectly consigning linear projections to the alien Western perception/concepts which they are.



Incidentally, the judgment of 'circularity' of the Universe, or Nature as well as the march is many substantially Taoist in the origin, oralternatively,that Laozi, the founder of Taoism, discovered the round nature of Universe as well as articulated which 'truth' as Taoism - admittedly the kaytee's really simplified explanation, wakakaka.

Take for e.g. the Universe. Our galaxy, some-more commonly well well known as The Milky Way (or in Indonesian, Bimasakti) is the organisation of the little 200 to 400 billion stars or suns, similar to the really own Sol, present around in the spin arrangement during approximately 600 km per second. It takes the own Sun around 200 million years to have the single spin in the round hoop done galaxy.

Milky Way
Our planet in spin completes an orbit of the Sun o! nce every! year, while rotating upon the own pivot (24 hours long in each rotation), as well as PAS' dear Selene travels around Earth in the month (27.3 days).


Then, navigators have discovered which the shortest distance between dual points upon the Earth is along the Great Circl! e, which lies alongthediameter of the craft flitting thoughthecentre point of the tellurian sphere, such astheEquator or alongitude. However,a latitude (with the exception of the Equator) is not the Great Circle.

A good wushu (or Chinese armed forces art) punch travels along the round trail yet it competence appear similar to the linear strike. The strike is essentially along the encircle (thus circular) path. Baquazhang, the highly in effect (and substantially many mysterious) fighting form of the 'internal school' of Chinese armed forces arts, the single closely compared with Taoism, has really round movements, where the adherents train in 'walking the circle'.


baquazhang (pakua)
Not surprising, the symbolofTaoism istheTaijitu, embracingtheyang as well as yinelementsin agreeable balance in the undiluted round - I'll insist this the little other day, though sufficient to say the Chinese realizessince really old days the round nature of all things in this Universe.


taijitu
Hmmm, may be upon top of gunpowder, paper andtheuse ofthelodestone(compass) the Chinese additionally invented 'political spinning', wakakaka, though okay, kau liao lah (enough) of Chinese judgment of all in effect movements being round - let's get upon to my unc-story.



Apparently around which time which RPK mentioned, there was the little kind of order which the bank could issue the loan to the Chinese (or Indian) though ONLY if there had been the single issued to the Malay. The complaint for the Chinese was which really couple of Malays (except for The Chosen Ones) wanted the bank loan.

Why? Maybe the Malays (those who didn't wish the bank loans), distinct Chinese, in ubiquitous owned land, as well as were happy with their tillage as well as even high society lifestyle? Maybe their cultural-religious upbringing didn't inspire the materialistic office of hold up which Chinese were some-more informed with?

But the consequence of their half hearted sequence for bank loans were screwing up those Chinese inspired for bank loans, where some-more than the couple of Chinese genuine estate developers had really outrageous appetites.

Now, Edward de Bono competence have been described as the man who introduced the judgment of parallel meditative though in truth, since time commemorative humankind (or if we like, humankind) had already practised parallel thinking.


!
For example, in really simplified explanation, King Henry VIII of England was facing excommunication by the Pope for his action of divorcing Catherine of Aragon (lots of European power governing body here where Catherine's nephew was both King of Spain as well as Emperor of the Holy Roman Empire as well as had the Pope upon the leash). Being excommunicated by the Pope me! ant star ting to hell.

But good olde Henry exercised the bit of parallel meditative as well as substantially suspicion "That monk can't excommunicate me if we am not Catholic, wakakaka", as well as so he gave dual fingers to the Pope by enacting the Act of Supremacy in 1534which severed the Church of England from Rome's control as well as done Henry the conduct of the all things in England including the Church as well as the bishops.


King Henry VIII
Anyway, the little Chinese businessmen decided which if the bank couldn't provide them with loans because of the share not being met due to really couple of Malays applying for them, they decided to form their own source for financial 'loans'.


Sothestory went which the outrageous supermarket came up in Penang which sold stuff during dirt poor price, roughly during price price.

What happened was which the bloke using the intrigue a la lateral-thinking obtained products from wholesalers with the 6 months credit line,meaninghe obtained those products withouttheneed to pay for them for half the year. He them sold those products off during probably price price plus the small overhead-recovery fee.

Needless to say, the consumers went furious as well as the supermarket sales soared into outer space.



Now, only howthef* was he starting to have the decent profit for himself? What kind of foolish business was that,notmaking any profit?

W! ell, he wasn't interested in making profits during all from the supermarket sales per se, though rsther than in the money upsurge the sales were upon condition which him to finance his genuine estate development, the genuine money cow. And he had the 6 month credit line (with no seductiveness required, distinct bank loans) which would be satisfactorily met when penetrating house buyers paid him the deposits as well as the usual incremental payments as the estates were developed as well as houses constructed.


It was awin-win-winsituationfor the supermarket customers,wholesalersand himself, wakakaka, as well as f* the bank loans.


Now, the story went which subsequently the authorities attempted to close down the supermarket upon the little city legislature by-laws, though the supermarket management abandoned the sequence as well as went upon merrily trading.

The authorities threatenedthemanager with imprisonment if he defie! dthec! ourt order. He ignoredthatas well (not certain either he pronounced "come as well as get me, nah nah nah") as well as of march went defiantly to jail. I'm certain there was the BIG ang powsomewhere.



Certainly financial parallel meditative during the best, as well as (if true) promissory note loan order during the worst!



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