1Care: Healthcare for the people or for the cronies

AFTER the massive whacking of Barisan Nasional (BN)'s bid to introduce the 1Care national seizure intrigue (NHS), let's demeanour at the thought from the opposite as well as some-more certain perspective.

The Health Ministry has confirmed which 1Care would entail imperative monthly contributions from all Malaysians meaning, the supervision is starting for your pockets, despite profitable all kinds of taxes as well as service charges.

It is intensely illogical, revolting to say the least, for the "caring" supervision to even think of asking the rakyat to obey 10% of their monthly income to await 1Care.

Trying to introduce the seizure caring intrigue for the rakyat is the eminent bid as well as idea. But the functions of the intrigue stinks.

For the people or for the cronies

It is acknowledged globally which the Canadian Health Programme is honestly pro-rakyat with no loopholes for any chance of mismanagement as well as mishandling.

Any event to couple 1Care with any local or foreign word as well as reinsurance company will be the disaster. This linkage can usually lead to sum commercialisation, thus creating reduction as well as additional clauses in the programme policies.

Also, any reinsurance will lead to invisible out-flow of outrageous amounts of supports to foreign land.

Malaysians need the real seizure programme as well as there is already the successfully tested seizure programme in Canada, so why opt for an inferior UK-NHS scheme?

The most important question: Is 1Care for the ! rakyat o r for word companies backed by cronies of those in the corridors of power?

In Canada the employed, the self-employed, the unemployed, the rich the bad all get the same top turn of healing treatment. No one is denied correct healing caring due to lack of money. The Canadian complement allows its adults to collect their own doctors, go see whichever alloy they wish to see, as well as additional billing i.e. additional charges by the alloy is NOT allowed. (No gravy for BN cronies, we see!).

The seizure caring complement covers all simple healing caring together with doctors, surgery, sanatorium stays, etc. There is no extent on how most times adults can see the alloy in the year or extent to the price of our healing treatment. Whatever is necessary? For example, the Canadian sees his alloy as well as gets laboratory tests once every 3 months on the unchanging basement as well as not the penny out of his or her pocket. Or if one feels the little aches as well as pains, he or she can go see the physical therapist or the chiropractor as well as it is all covered.

Canadians who opt to get any additional healing caring not covered, such as cosmetic operation or traditional Chinese healing consultation or get pain-killer treatment, they have to compensate the first 20% of their income as well as the rest are taxation deductable.

The poor

Upon doing of 1Care, who will afterwards caring for the bad as well as the marginalised population when the private as well as open healthcare corporatisation contest for business as well as profits?

Consider:

> Public hospitals as well as clinics are right away service-driven though on corporatisation or privatisation, they have to be profit-driven;

> So who will offer the people in remote places? and

> Who will offer the really bad people?

Consider the following hypothetical situations:

What happens when the s! upervisi on introduces 1Care? The total complement of eccentric one-stop ubiquitous practitioners will be restructured as well as converted into 1Care clinics similar to the UK NHS ubiquitous practitioner system.

Before

Ali has been pang from skin rashes for most years. He has to see his alloy once the month to get treatment. That would mean he will have to see his alloy 12 times the year usually for this illness. What if he has alternative illnesses?

Now

But now, Ali's alloy has allocated usually the check equivalent to 6 visits the year, regardless of how most times Ali would need for his yearly treatment. What happens then? A rationing complement will kick in. If the alloy sees Ali as well most time, his "P4P" (Pay for Performance) profile will be bad as well as he will be paid less.

To start with, Ali will probably cannot usually walk in as well as expect to be treated. He will have to make an appointment. There will be the prolonged watchful list. What if Ali needs to be treated with colour with colour for fever or the little unpleasant joints? He will also have to wait for his appointment. If he cannot wait as well as wants evident diagnosis from an additional alloy he will have to compensate on his own. This is what the NHS UK complement is charity its patients.

Lim has an appointment to see his alloy over the knee ache. Just before his appointment, he has an ingrown toe spike which has turn painful. At the clinic, after his alloy treats him for his knee ache, he asks his alloy if he could demeanour into his ingrown nail. His alloy says "No, the complement does not concede me to do that. You contingency make an additional appointment. This revisit we can usually provide as well as check for your knee ache. 1Care will accuse me of over-servicing my patients. we have no management to make any discretion, all is by SOPs (Standard Operating Procedures). This is what the NHS UK com! plement is similar to today.

Muthu lives in the remote rubber estate. One day he had chest suffering as well as went to the circuitously 1Care clinic. He has red blood vigour problems since immature as well as has had fits. A sanatorium assistant saw him. Because of the change of his medications to the cheapest not-the-original medications, his red blood vigour went out of control as well as his seizures returned. He grown the deadly stroke as well as died. This is what is function when essential original medications are replaced with the cheapest .The cheapest medications are not indispensably the most appropriate for the studious as well as certainly not the safest.

Every income man contingency get the 5-9% deduction from his income to fund this scheme. This income is taken as well as gone for good even if we do not see the doctor.

Do we still wish such the rotten deal? Don't we think the supervision is taking us for the ride?

Jackson Ng is the Retired Journalist

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Prasarana has big plans for Dang Wangi

PETALING JAYA: Malaysias initial try during a rail-plus-property indication will take place in Dang Wangi, Kuala Lumpur.National transport company Prasarana arch Zulkifli Mohd Yusoff said a company was already finalising its plans to develop a station, located along a Kelana Jaya line.Dang Wangi is probably starting to be a initial rail-plus-property that were starting to do near Wisma Denmark thats where were starting to have the initial rail and property.We were already seeking during it (at) ou ... Read More

must first lose in the GE

, most had taken corruption ...

Malaysia 2012 Open Letter To All Malay-Muslim Leaders

By Matthias Chang,
Future Fastforward(01-12-12)

In a final two years, under a hysteria of a tentative General Election, several distinguished Malay -Muslim leaders from opposite a domestic order have been calling, "Muslims must combine to survive or lose power." The sub-text is "Malay must combine or lose power."

In a ultimate sub-plot, Zaini Hassan ofUtusan Malaysiatakes a view that a Third Force comprising PAS as well as "Anwar Ibrahim" eremite elements will turn a energy brokers in a country. He said, "Malay fence-sitters will be this wave's aim to safeguard that energy is achieved." This demoniac call for unity was as well as go on to be a sinister ploy to emanate fear initial among a Malay -Muslim village and, as a material outcome, a stoppage within a non-Muslim village to discover a law about Islam to forestall them from grasping a fundamental law that Islam is not, has never, as well as will never be opposed to their eremite beliefs.

Both communities have been kept deliberately in a state of stupor as well as ignorance so that they can be simply manipulated to offer a hidden agendas of those who crave for energy as well as wealth. Religion is though a tool.

you am a Catholic of Chinese descent. But you am a Malaysian initial as well as no a single did my family as well as you any favours when you became a adult (by Operation of Law orJus soli(Latin:right of a soil)). My ancestors were here in a then Malaya many progressing than many who claimed to be Bumiputeras (sons of a soil). Just like a Native Indians in America as well as a Aborigines in Australia, usually a Orang Asli of Malaya can rightly as well as constitutionally c! laim to be natives. They have been a originals.

My citizenship is not as a outcome of any favours postulated or any social contract agreed by "Anwar Ibrahim", MCA as well as MIC or for that make a difference any organisation that fought as well as negotiated with a Imperialist United Kingdom.

The citizenship that you suffer with all my associate Malaysians is a undisputed approval that allour forefathers, regardless of race as well as creed, have toiled with blood, persperate as well as tears for a nation as well as that all destiny generations will do likewise as a single nation.

The United Kingdom postulated Malaya "Independence" not that you have turn civilised as well as means to govern ourselves, though since she feared that this "Jewel of a Imperial Crown" would be lost perpetually as a outcome of a armed resistance of all races to her oppressive colonial order that emptied whatever small that was left in a vaults of a Bank of England after a Second World War. The bruise was no longer a world's haven currency. The dollar as well as a brand brand new Imperial America ruled supreme.

Like many countries in Africa as well as Asia, Malaya was widely separated as to a trail to be taken to grasp leisure from oppression as well as colonial slavery. This division resulted in a civil fight encouraged by outmost powers sealed in a hold up as well as genocide onslaught for ideological supremacy, a onslaught right away some-more ordinarily referred to as a Cold War. But it was a "hot war" for many countries. There were victors on both sides of a ideological divide, as well as to them went a spoils of fight as well as a "undisputed right" to write a story of their onslaught as they deemed fit. This is a domestic reality.

! As a Mal aysian, you do not fear any village for you do not distinguish a single from an additional as you have been all Malaysians. you do not feel uncertain about my destiny or my children's future, or my grandchildren's future. The destiny of a nation is in a hands.

Before you poise my trillion ringgit subject to all Muslim-Malay leaders of Malaysia, you wish to put on record certain undisputed domestic as well as mercantile realities so as to capacitate a single as well as all reading this article to come to their senses as well as not repudiate being no make a difference how unpleasant it is to some, as well as to display a lies perpetrated by a powers-that-be for a past few decades.

• The Military is primarily of a single village a Muslim-Malay.

• The Police Force is primarily of a single village a Muslim-Malay.

• The Civil Service is primarily of a single village a Muslim-Malay.

• The Government-linked Companies (GLCs) have been primarily of a single village a Muslim-Malay.

• The Agriculture Sector specifically palm oil, rubber etc. is primarily tranquil by a single village a Muslim-Malay.

• The Banking Sector is tranquil primarily by a single village a Malay- Muslim.

• The Oil & Gas Sector is tranquil primarily via Petronas by a single village a Muslim-Malay.

• The Transportation Sector (airways, railways, shipping etc.) is primarily tranquil by a single village a Muslim-Malay.

• The Public Educational Sector is primarily tranquil by a single village a Muslim-Malay.

• The Public Healthcare System is primarily tranquil by a single village a Muslim-Malay.

Contrary t! o what y ou might be be thinking, you extol unreservedly all these achievements by a Muslim-Malay village that were achieved under a New Economic Policy (NEP) that was introduced by a Second Prime Minister, Tun Abdul Razak, a father of a present Prime Minister.

But for these spectacular achievements, there would not be a Malaysia as you know it as well as you would have ended up as a banana commonwealth living at a behest of a supposed generosity of a European powers.

Of course, there were mistakes along a way. Building as well as handling a nation is regularly a work-in-progress. There have been no standard textbooks to discuss it us how to develop a multi-racial, eremite as well as cultural nation such as Malaysia. We all made sacrifices each village had to adjust to a brand brand new realities as well as conform thus for a great of a country.

If law be told, in my travels you have been frequently asked, "You have been a Christian as well as a minority in Malaysia. Aren't you afraid of a Muslim majority, a jihadists, a extremists, as well as their narrow outlook?" This subject begs an additional question, "Why have been people so undeveloped as well as so inequitable to ask such a stupid question?" But this is a sad being a mindset of a brainwashed. They suspicion that you ought to be fearful, aroused for my family as well as a uncertain destiny that a minority faces in many countries. They could not assimilate because you was not aroused for myself, my family or a future. They could not assimilate that there were no reasons to be fearful.

But there have been reasons to be angry as well as undone that as a nation, you could grasp many more, be some-more disciplined, some-more united, some-more desirous as well as some-more daring to compete at a highest levels as well as succeed. However, you stumble just when you have been about to take off to a next turn of value in nation building.

Wondered Why?

Note: The summary of a pi! ece, whi ch, you presume, is also dictated for Tun Dr.Mahathir, will be ignored. In stead a follower himself who is a tighten associate of a Prime Minister No.4 will be "shot".

1Malaysiaand Vision 2020 (which calls for a thorough as well as caring Bangsa Malaysia)are mere slogansif you do not stop meditative as well as articulate in terms of race as well as religion, as well as do not end order as well as order politics. "A residence widely separated opposite itself cannot stand", says President Abraham Lincoln (Springfield, Illinois,June 16, 1858).Din Merican

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Malaysias Iron Lady Speaks Her Mind

February 12, 2012

Malaysia's "Iron Lady" Speaks Her Mind

Courtesy www.nst.com.my. Listen to a Former Minister of Trade as well as Industry as well as Incumbent Member of Parliament for Kuala Lumpur talk about her life, priorties, governing body as well as crime as well as her "retirement".

On integrity, Tan Sri Rafidah Aziz, dubbed Malaysia's " Iron Lady",has this say: "never, ever doubt my integrity. Never! Because that is a only thing in my hold up that we esteem most. Because without integrity,(there is no point) job yourself MinisterThat's my hold up principle." She schooled that early in her life, actually from Tun Ismail Mohamed Ali, a mythological Bank Negara Malaysia Governor. She was in Bank Negara before joining a University of Malaysia to aspire to her Masters degree in Economics as well as as Tutor-Lecturer.

I know both Tan Sri Rafidah as well as her husband, Tan Sri Basir Ahmad from approach behind in a 1960s. Tan Sri Basir as well as we were in Bank Negara together with Tunku A. Aziz until 1972 when we left a service.

Although we do not follow her governing body closely as well as have been vicious of her Approved Permit policy (and she talks about it in a NST interview), we do know she has clever philosophy as well as a courage to verbalise her mind. we also know from observing her personally. She was essay her own Keynote Speech upon house a MAS flight to Taipeh, Taiwan with Malaysian investment goal of which we was a part of from Sime Darby together an additional colleague, Abdul Shukor Nagor in a mid-1980s. we happened to ask her what she was doing. She said, " we write my own speeches". we was astounded since alternative ministers (with a exception of Tun Dr. Mahathir) depend upon their staff. When we listened to her verbalise a following morning, she displayed confidence, intrepidity as well as mastery of contribution as well as total as well as was in her e! lements when talking about Malaysian trade as well as investment policies, UNCTAD, WTO as well as globalisation.

Arguably, she is, in my view, a best MITI Minister a country ever had. My friend, varsity partner as well as MIDA Director-General, Dato N. Sadasivan, told me that " Din, Rafidah is a very demanding though fair trainer with a flair for details, as well as has a very clever personality".Din Merican

Part 1

Part 2

Part 3

Part 4

Part 5

Part 6

Part 7

Part 8

Part 9

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MCA is a Dog (Anjing)

MCA is the celebration blinded by projects as well as fake promises. Today Anjing cannot respond to this.

Posted byDian

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Tribute to Ms. Whitney Houston

February 12, 2012

BREAKING NEWS: Whitney Houston Dies

Whitney Houston, who reigned as pop music's black until her stately voice as well as royal picture were ravaged by drug use, has died. She was 48.

Publicist Kristen Foster said Saturday which a thespian had died, though a means as well as a location of her death were unclear.

At her rise in a 1980s as well as `90s, Houston a golden girl of a song attention as well as a single of a world's best-selling artists.

Among her hits were "How Will we Know," "Saving All My Love for You" as well as "I Will Always Love You." She won mixed Grammys together with manuscript as well as jot down of a year.

Her success carried her over song to movies like "The Bodyguard."But by a end of her career, drug use took its toll as her jot down sales plummeted as well as her voice became raspy as well as hoarse.

(Copyright 2012 by The Associated Press. All Rights Reserved.)

Saving All My Love for You

The Greatest Love of All

One Moment in Time

I Will Always Love You

How Will we Know

I Wanna Dance With Somebody

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Palace Politics: HRH Sultan Johor-Prime Minister Najibs Tete-a-Tete

February 12, 2012

Palace Politics: HRH Sultan Johor-Prime Minister Najib's Tete-a-Tete

by Terence Netto@www.malaysiakini.com

COMMENT Speculation has swirled over a scheduled 'four-eyes' assembly in in in between Prime Minister Najib Razak as well as a Sultan of Johor during a latter's house in a state collateral today.

Najib flies in for a 15th anniversary of a upon a water Danga Bay development which stretches for multiform hectares along city's seashore confronting a Straits of Johor.The celebrations get underway during 3.30pm, after which a Prime Minister repairs to a state house for a assembly with a Sultan which is approaching to start during 5.30pm.

Because HRH Sultan will additionally grace a anniversary celebrations he is scheduled to launch a charity foundation in connection with a project his assembly after with a Prime Minister has triggered speculation, some-more so when a subsequent item upon a PM's report is a Chingay march in a town centre which only starts during 8.30pm.

Unsurprisingly, suppositional eyebrows arched over a length as well as illusive agenda of a scheduled noise during a palace, with most theories apt to bonus a probability which a appropriateness of a charities which would good from a Danga developers' humanity or a disposition of a deities which would be upon show during a Chingay march would take up as well most conversation time in in in between a bluebloods.

In short, a tete-a-tete in in in between a Prime Minister as well as HRH Sultan is approaching to revolve on issues of ! domestic rather than social import. Like either four-term Menteri Besar Ghani Othman would still be retained as Johor Menteri Besar after a arriving elections.

The Prime Minister wants Ghani to stay but a latter is uncertain as well as an allusion he made in a public address during a new Thaipusam celebrations in Johor fed speculation which a obligatory wants out as well as knows who should take his place.

Men aligned to Muhyiddin

Ghani said out loud which Johor Baru MP Shahrir Samad ought to be promoted in a state UMNO hierarchy upon comment of his integrity as well as ability.

This was review as indicative of Ghani's enterprise to repel in foster of Shahrir as Johor Menteri Besar, yet this would be an betterment which would be contested by during least three young aspirants aligned to Deputy Prime Minister Muhyiddin Yassin.

Muhyiddin, a former Johor MB, would be glad to see Ghani go but not replaced by Shahrir, who, yet he is not unequivocally an ally of Ghani's, is like a latter in being averse to a UMNO No 2.

In a difficult calculus of Johor UMNO alignments, any aspirant to Ghani's in front of alternative than Shahrir contingency be allied to Muhyiddin to have any possibility of obtaining a position.

HRH Sultan's dispositions upon a make a difference have been crucial to a ultimate choice; he is said to be in foster of a change of Menteri Besar. Historically, in Johor a preference of Menteri Besar is a make a difference of ethereal importance, with Putrajaya averse to commending a preference a house might frown on.

This time a question is further difficult by a appearing competition for a No 1 post in UMNO in in in between Najib as well as Muhyiddin in party polls which would have to be hold after a ubiqu! itous el ection is over.

Singapore's perspective matters

As if a destiny Menteri Besar-ship of Johor were not diligent enough, a alternative make a difference which is likely to be discussed is extremely some-more delicate, public contention of which could raise guess which a discussants have contravened laws.

The make a difference came up in recondite fashion when Singapore Prime Menteri Lee Hsien Loong mused over a turn of golf with his Malaysian counterpart during a new visit which his supervision has detected which Menteri Besar Ghani is, after all, not antagonistic to Singapore's investment interests.

Ghani, overall, has been well well known to be glacial in his perspective to Singapore but Lee hold which which notice no longer hold up. Like many counts Malaysian, initial impressions don't indispensably congeal in to lasting stereotypes.

It is not well well known if Lee alluded to alternative adversaries who have been right away viewed as antagonistic to a investing labours of Temasek Holdings, his government's investment arm which is heavily in to Johor 's prized flagship, Iskandar Development Region.

Perhaps, Najib wants to deliberate with HRH Sultan upon a make a difference which has a potential to sour ties with a state's blue-chip investors.

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Tribute to Ms. Whitney Houston

February 12, 2012

BREAKING NEWS: Whitney Houston Dies

Whitney Houston, who reigned as pop music's queen until her majestic voice as well as royal image were scorched by drug use, has died. She was 48.

Publicist Kristen Foster pronounced Saturday which a singer had died, but a means as well as a place of her death were unclear.

At her rise in a 1980s as well as `90s, Houston a golden girl of a song attention as well as a single of a world's best-selling artists.

Among her hits were "How Will we Know," "Saving All My Love for You" as well as "I Will Always Love You." She won multiple Grammys including manuscript as well as jot down of a year.

Her success carried her over song to cinema similar to "The Bodyguard."But by a end of her career, drug make make use of of took its fee as her jot down sales plummeted as well as her voice became raspy as well as hoarse.

(Copyright 2012 by The Associated Press. All Rights Reserved.)

Saving All My Love for You

The Greatest Love of All

One Moment in Time

I Will Always Love You

How Will we Know

I Wanna Dance With Somebody

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Walau haramkan kewujudan Israel, Hadi tetap bela dan bersama Anwar

Haram terima kewujudan IsraelKUALA LUMPUR 11 Feb. - Setelah sekian lama membisu dalam isu kontroversi mengenai sokongan Datuk Seri Anwar Ibrahim terhadap keselamatan Israel, akhirnya Datuk Seri Abdul Hadi Awang (gambar) membuka mulut.Melalui blog http://presiden.pas.org.my, hari ini, Presiden Pas itu menegaskan, adalah haram bagi mana-mana umat Islam menerima kewujudan negara Israel kerana telah

Recommended reading : Violence, cities, Moon and Mars

.

The better angels of our nature. Author : Steven Pinker. 802 pp.

A book about the history of violence, how as well as because assault has declined over time as well as because assault is prevalent among the lower-income groups.

A erotically appealing comment of what creates cities tick, because the little cities are more on-going than the others, as well as because cities are vital to tellurian wellbeing.

First Man The life of Neil Armstrong. Author : James Hansen. 768 pp.
If you are the space fan, you will love this book. A detailed comment of the life of Neil Armstrong, from his childhood through his career in the armed forces as well as aerospace industry. Hansen dispels many of the myth surrounding the initial manned mission to the Moon.

The Case for Mars. Author : Robert Zubrin. 383 pp.
Zubrin argues for the acceleration of manned mission to the Red planet, how it can be achieved with existent record as well as how humans could possibly live upon Mars. (I am already packed to go).

Rational Optimist. Author : Matt Ridley. 453 pp.
Matt Ridley explores how tellurian enlightenment has developed positively through sell as well as specialization as well as how life is as well as will get better. Solid arguments upheld by the vast array of data.

Codename : Renegade. Author : Richard Wolfee. 356 pp.
A very interesting comment of how Barrack Obama won the US Presidency, an insight into his debate as well as his tactics. (Our politicians must read this one)

Quantum Leaps 100 scientists who changed the world. Author : Jon Balchin. 208 pp.
The story of the most brilliant as well as influential scientists! of all time trimming from Copernicus to Galileo to Freud to Einstein as well as Hawking. Inspiring.


Starbucked. Author : Taylor Clark. 297 pp.
Everything you longed for to know about Starbucks as well as coffee. Do you right away ! which Sta rbucks opens about 2000 stores each year.


The Mountaineers Anthology Series Volume IV : Everest. Editted by Peter Potterfiled. 258 pp.
13 accounts of great adventures upon Mount Everest, written by mountaineers including dual accounts by Reinhold Messner, the god of mountaineering.
All the on top of are non-fiction. we seldom buy fiction because we get my dose of fiction from Facebook as well as Twitter.


Books which we motionless NOT to read
Misteri Cicak Ajaib
Mating Habits of the Dung Beetle
The man who sodomised Saiful
Rosmah, kekasihku
Cows as well as Condos


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Dont's accuse me of anything - New Straits Times

New Straits Times

Dont's accuse me of anything
New Straits Times
By P. SELVARANI | 0 comments Known for her no-nonsense attitude as well as razor pointy tongue in local as well as international circles, former Wanita Umno conduct as well as international traffic as well as industry minister Tan Sri Rafidah Aziz speaks to P. SELVARANI about hold up ...

For some council tenants, EPF home loan not sweet deal

KUALA LUMPUR, February twelve On a transparent day, a iconic Petronas Twin Towers can be sighted from a tip building of a 17-storey tall Seri Sabah flats in pollution-choked Cheras.

The view which a rich compensate millions for is a oppulance a poorer residents of a city can additionally afford, during RM124 a month or in between RM25,000 as good as RM35,000 for life.

Seri Sabah is just a singular of dozens of low-cost high-rise housing schemes owned by a Kuala Lumpur City Hall (DBKL) as good as right away a centre of a storm over a supervision loan proposal.

Under a scheme, a tenants will be able to buy up their units with loans from a workers grant fund, for which they would ordinarily not qualify for during commercial banks since they fall in to a tall risk category of borrowers.

And most of a tenants during Seri Sabah do fall in to which group many of a households pull a monthly income of RM3,000 or less. Many of a heads of households have been retired.

And surprisingly, many of a tenants whom The Malaysian Insider spoke to during a brand new visit pronounced they would not take up a due loan suggest even though they liked their home. They pronounced they preferred to buy up a place with their own income or go upon to lease from DBKL.

An aged Chinese male who was sharpened a breeze with his wife as good as a subsequent door neighbour during a tiny play ground inside of a flats grounds told The Malaysian Insider he had been vital there 25 years as good as never suspicion of buying.

Speaking in a Hakka dialect, Mr Lee, as he longed for to be known, pronounced he didnt see a indicate in buying.

If a singular of us goes, a alternative will live with a singular of a kids, he pronounced nonchalantly.

Rent is RM124 a month as good as a water as good as electric check comes up to about RM80 monthly, he said. It costs about RM27,000 to buy their unit, he added.

Zaiyani Ali, a 22-year-old clerk for Yayasan Belia who earns R! M900 a m onth told The Malaysian Insider which her father had already purchased a section with income cold from his Employees Provident Fund (EPF) assets to buy their RM28,000 home there.

She pronounced she lives in a prosaic with her parents as good as brother as good as which their combined domicile income is RM2,000.

She pronounced her section right away costs RM35,000.

Some of her neighbours, she disclosed, had paid for units, renovated it as good as lease it them out for RM450 a month.

Thirty-year-old Iza who works as a clerk has lived in Seri Sabah with seven others in a 650 square-foot-flat for some-more than twenty years. The sum domicile income is RM3,000.

She pronounced her family never deliberate shopping a section since she heard which if they wish to resell it, it has to go behind to a city legislature or to a relative.

I dont agree with this housing intrigue since there have been already housing loans accessible (for low-income earners), pronounced Iza, who was born in Johor, during a walk around a flats open grounds with her mom as good as her three-month-old baby.

Fifty-eight year aged Saudiah Husin lives with her father as good as dual grown-up children, seemed worried with a suspicion of regulating income borrowed from someone elses early retirement assets to account her home purchase.

If you loan to people like us, whos going to compensate in a end? she said.

The serving woman pronounced she was aware which those who were unqualified for bank loans would likewise have a higher percentage of defaulting upon their payments.

The family, which has an approximate domicile income of RM1,700, have been in a surrounded by of purchasing their unit, with their own savings.

One daughter, Saudiah said, is physical education instructor with Pizza Hut as good as draws RM1,000 a month. The maternal Saudiah pronounced she can consequence up to RM700 babysitting.

She pronounced a supervision has always speedy a tenants to squeeze a! units t hey were vital in, though a only complaint was which they had to wait for until get an suggest letter from City Hall.

Like Saudiah, 57-year-old Siti who is similarly vital with her father as good as dual young kids in Seri Sabah pronounced she as good was paying for her prosaic with their own money.

I consider a not right which a supervision is regulating alternative peoples money, EPF funds, she said, referring to a Employees Provident Fund.

Federal Territories as good as Urban Well-being Minister Raja Datuk Nong Chik Raja Zainal Abidin who mooted a proposal had pronounced a loan would be secure as it is guaranteed by a supervision by a local council.

He pronounced a EPF would consequence 5.5 per cent seductiveness annually from a repayments made by a 20,000 brand new residence buyers.

The Umno senator additionally pronounced he expects not some-more than 10 per cent (of a borrowers) will default.

The supervision has been forced to address fears which a housing loan intrigue would result in losses for a 5.7 million active EPF contributors.

Under a scheme, field will embrace a 100 per cent loan, with a repayment duration of up to 25 years to allow borrowers to have smaller monthly repayments.

DBKL emissary director-general (socio-economy development) Datuk Amin Nordin Abd Aziz had pronounced which buyers underneath a intrigue would have to compensate reduction than RM300 a month, depending upon a duration of a loan which was up to 25 years as good as a distance of a house. Those right away renting have been paying in between RM124 as good as RM194, depending upon a distance of a unit

He additionally pronounced which a little 80 per cent of a tenants of DBKL open housing had paid their lease for a final dual years, thus creation them authorised for a housing loan.

Amin reportedly pronounced which there have been 14,584 units of DBKL open housing as good as 29,562 units underneath a Economic Action Councils People Housing Programme (PPR-MTEN) acce! ssible a s good as 12,675 authorised tenants have accepted a offer.

Under a PPR let programme, a sum of 75 projects containing 70,199 units were scheduled to be completed.

Of which figure, twenty-four projects (of 32,762 units) were built in KL as good as 51 alternative projects (37,437 unit) were built in alternative states.

As during 2007, a sum 49 project comprising 52,716 units have been completed.

Another twenty-six projects with 17,483 units have been in assorted stages of construction as good as were approaching to be finished by 2010. No serve news is posted upon a website.

According to a web site, there have been still 86,572 bad family groups in a country, with a highest in Sabah, 23, 692. KL has 11,181 families.

There have been alternative city renters who pronounced they would grab a opportunity to own their residence with a housing loan scheme.

Halimah Yatim, 58, who is a singular mom as good as right away lives with a singular of her three children, pronounced she appreciates a chance for low-income earners to get loans.

If we have to compensate till a day we die, so be it, she said, jokingly.

Her domicile income is RM2,000 as good as to buy a section would cost about RM28,500.

The parents mother of four pronounced she has been vital there for a past 17 years.

Huzaimi Ishak, 32, a dispatch clerk additionally welcomed a housing loan.

He lives with seven others together with his wife as good as a toddler, a little of his siblings as good as spouses as well. They have been vital there for a past decade.

He told The Malaysian Insider which right away which he has a child, he can apply to lease a section during a flats. He had done so 8 months ago though has yet to get an capitulation for a subsequent five years.

However, others have been uncertain about a intrigue until some-more details have been announced.

Kalesom Hamzah, 55, who lives with 6 alternative people in her two-bedroom prosaic pronounced she i! s consid ering this housing loan due by a supervision though it really most depends upon a seductiveness rate as good as a remuneration plan.

Her husband, a cab driver, a sole income provider for a family earns RM1,500 a month.

We dont wish to go by a banks since a seductiveness rates have been high, a parents mother to dual toddlers said.

She pronounced previously, if youve lived for some-more than a decade during a flats, which is deliberate as a down remuneration to squeeze a unit.

We dont wish to live elsewhere. It is comfortable here as good as there is good travel around here. If we get stressed sometimes, we can come out here to get a little air, she pronounced indicating to a balcony which has dual bright pink chairs.

There have been a little who have been reduction confident as they feel which a suggest sounded as good good as good as so believe a seductiveness rate will be really high.

Mok Chee Keong, who is over 70 years aged has lived in a flats for some-more than dual decades with his wife as good as three sons.

Of course everybody wants to buy a residence though if you have no income to buy as good as cant even get loans, how to buy? he said.

From Chang to All Malay-Muslim Leaders

February 12, 2012

Malaysia 2012 Open Letter To All Malay-Muslim Leaders

By Matthias Chang,
Future Fastforward (01-12-12)

In the final two years, under the violence of the tentative General Election, several prominent Malay -Muslim leaders from across the domestic order have been calling, "Muslims must unite to tarry or lose power." The sub-text is "Malay must unite or lose power."

In the ultimate sub-plot, Zaini Hassan of Utusan Malaysia takes the perspective that the Third Force comprising PAS as well as UMNO eremite elements will turn the energy brokers in the country. He said, "Malay fence-sitters will be this wave's aim to ensure that energy is achieved." This demoniac call for unity was as well as continue to be the sinister ploy to create fright initial between the Malay -Muslim village and, as the material outcome, the paralysis inside of the non-Muslim village to discover the law about Islam to prevent them from rapacious the fundamental law that Islam is not, has never, as well as will never be against to their eremite beliefs.

Both communities have been kept upon purpose in the state of stupor as well as ignorance so that they can be easily manipulated to serve the hidden agendas of those who hunger for for energy as well as wealth. Religion is though the tool.

I am the Catholic of Chinese descent. But you am the Malaysian initial as well as no the single did my family as well as you any favours when you became the adult (by Operation of Law or Jus soli (Latin: right of the soil)). My ancestors were here in the afterwards Malaya most progressing than most who claimed to be Bumiputeras (sons of the soil).! Just si milar to the Native Indians in America as well as the Aborigines in Australia, only the Orang Asli of Malaya can righteously as well as constitutionally explain to be natives. They have been the originals.

My citizenship is not as the outcome of any favours postulated or any amicable stipulate concluded by UMNO, MCA as well as MIC or for that make the difference any organisation that fought as well as negotiated with the Imperialist United Kingdom.

The citizenship that you suffer with all my fellow Malaysians is the undisputed approval that all the forefathers, regardless of competition as well as creed, have toiled with blood, sweat as well as tears for the republic as well as that all future generations will do further as the single nation.

The United Kingdom postulated Malaya "Independence" not that you have turn civilised as well as able to govern ourselves, though since she feared that this "Jewel of the Imperial Crown" would be lost forever as the outcome of the armed resistance of all races to her rough colonial order that drained whatever little that was left in the vaults of the Bank of England after the Second World War. The bruise was no longer the world's reserve currency. The dollar as well as the brand brand new Imperial America ruled supreme.

Like most countries in Africa as well as Asia, Malaya was widely separated as to the path to be taken to grasp freedom from oppression as well as colonial slavery. This multiplication resulted in the civil fight encouraged by external powers locked in the life as well as death onslaught for ideological supremacy, the onslaught now some-more ordinarily referred to as the Cold War. But it was the "hot war" for most countries. There were victors upon both sides of the ideological divide,! as well as to them went the spoils of fight as well as the "undisputed right" to write the history of their onslaught as they deemed fit. This is the domestic reality.

As the Malaysian, you do not fright any village for you do not heed the single from an additional as you have been all Malaysians. you do not feel uncertain about my future or my children's future, or my grandchildren's future. The future of the republic is in the hands.

Before you poise my trillion ringgit subject to all Muslim-Malay leaders of Malaysia, you want to put upon record sure undisputed domestic as well as economic realities so as to capacitate the single as well as all celebration of the mass this article to come to their senses as well as not repudiate being no make the difference how upsetting it is to some, as well as to expose the lies perpetrated by the powers-that-be for the past few decades.

• The Military is primarily of the single village the Muslim-Malay.

• The Police Force is primarily of the single village the Muslim-Malay.

• The Civil Service is primarily of the single village the Muslim-Malay.

• The Government-linked Companies (GLCs) have been primarily of the single village the Muslim-Malay.

• The Agriculture Sector privately palm oil, rubber etc. is primarily tranquil by the single village the Muslim-Malay.

• The Banking Sector is tranquil primarily by the single village the Malay- Muslim.

• The Oil & Gas Sector is tranquil primarily via Petronas by the single village the Muslim-Malay.

• The Transportation Sector (airways, railways, shipping etc.) is primarily tranquil by the single village the Muslim-Malay.

• The Public Educational Sector is primarily tranquil by the single village the Muslim-Malay.

• The Public Healthcare System is primarily tranquil by the single village the Muslim-Malay.

Contrary to what you might be be thinking, you extol unreservedly all these achievements by the Muslim-Malay village that were completed under the New Economic Policy (NEP) that was introduced by the Second Prime Minister, Tun Abdul Razak, the father of the benefaction Prime Minister.

But for these fantastic achievements, there would not be the Malaysia as you know it as well as you would have ended up as the banana republic vital during the behest of the supposed generosity of the European powers.

Of course, there were mistakes along the way. Building as well as handling the republic is always the work-in-progress. There have been no standard textbooks to discuss it us how to develop the multi-racial, eremite as well as cultural republic such as Malaysia. We all made sacrifices every village had to adjust to the brand brand new realities as well as conform accordingly for the good of the country.

If law be told, in my travels you have been often asked, "You have been the Christian as well as the minority in Malaysia. Aren't you afraid of the Muslim majority, the jihadists, the extremists, as well as their narrow outlook?" This subject begs an additional question, "Why have been people so undeveloped as well as so inequitable to ask such the stupid question?" But this is the sad being the mindset of the brainwashed. They thought that you ought to be fearful, aroused for my family as well as the uncertain future that the minority faces in most countries. They could not understand because you was not aroused for myself, my family or the future. They could not understand that there were no reasons to be fearful.

But there have been reasons to be angry as well as undone that as the nation, you could grasp most more, be some-more disciplined, some-more united, some-more des! irous as well as some-more adventurous to compete during the highest levels as well as succeed. However, you event just when you have been about to take off to the subsequent level of excellence in republic building.

Wondered Why?

Note: The message of the piece, which, you presume, is additionally dictated for Tun Dr. Mahathir, will be ignored. In stead the follower himself who is the tighten join forces with of the Prime Minister No.4 will be "shot".

1Malaysia and Vision 2020 (which calls for the thorough as well as caring Bangsa Malaysia) are small slogans if you do not stop meditative as well as articulate in conditions of competition as well as religion, as well as do not end order as well as order politics. "A house widely separated against itself cannot stand", says President Abraham Lincoln (Springfield, Illinois, Jun 16, 1858). Din Merican

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UMNO/BN's way to regain Selangor

KLIK IMEJ

KLIK IMEJ


KLIK IMEJ

KLIK IM! EJ

KLIK IMEJ


KLIK IMEJ
!
Thi s is the way Malaysia Politics/BN hopes to recover SELANGOR from the Opposition.

Voters from other States are transferred to Selangor so which Malaysia Politics/BN can win the State seat.

The on top of were done for DUN Chempaka which is currently represented by PAS/Pakatan Rakyat.


Source : Malaysia Waves

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Lagi Satu Janji UMNO Yang Tidak Tertunai

DI bawah adalah janji UMNO/Barisan Nasional semenjak sebelum pilihanraya 2004 lagi. Sudah hampir 10 tahun, namun janji masih tinggal janji.Lain kali, kalau tak pasti jangan buat janji. Kuasa Allah SWT papan tanda yang mengandungi janji ini masih dalam keadaan baik.Tapi, ini semua adalah perangai UMNO. Suka tabur janji tapi habuk pun tarak. LEpas tu ada hati nak kata Pakatan Rakyat tak tunai janji.KLIK IMEJKLIK IMEJKLIK IMEJ ... Read More

ISA SAMAD MISUSED FELDA MONIES ..CLAIM ANAK (VIDEO)

To review a story:
http://malaysiansmustknowthetruth.blogspot.com/2012/02/isa-samad-used-rm353000-felda-monies.html

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KFC ISSUE !!! PUBLIC CLAIMS POLICE TRYING TO COVER-UP THE INCIDENT ??? POLICE REPLY !!!

WHAT IS ALL THIS ???

CLAIMS POLICE TRYING TO COVER-UP ???

Police have issued a notice perfectionist un-involved parties from getting concerned in a situation which occur during KFC I-City fast food grill during Shah Alam final Monday.

Deputy IGP, Datuk Seri Khalid Abu Bakar informed which a parties concerned in a situation are in a routine to mutually settle a matter and demanded others from not getting concerned or create problems in this matter.

The Police are monitoring a outcome of a settlement in between a parties involved. Police serve explain which there is no cover as speculated by sure groups.

Read some-more : (in Malay)http://badutrakyat.blogspot.com/2012/02/isu-kfc-rakyat-maki-polis-ini-jawapan.html

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