1Care or just I dont care

Malaysian Healthcare system, despite the little inadequacies, has been functioning good in some-more aged to countries of identical vital standards. In fact, the comforts of the little of the hospitals rival which of the advanced nations.

In sure aspects, the complement is even better than most of the advanced nations. Malaysians can have evident access to healing caring as well as diagnosis whenever they feel unwell, unlike in the little of the grown countries, where it might take the couple of days or even weeks to find an appointment to see the doctor.

Government healthcare price has been upon the rise. Part of this you censure it upon piratetisation privatisation as good as leakages as well as wastage in funding hardwares as good as softwares. Billions have been outlayed upon building brand new hospitals as well as healing equipment as good as the program complement for the opeartion of such hospitals. But as in alternative aspects of Malaysian life, leakages as well as wastage could have amounted to 20-30% of altogether spending.

Because of the increasing price of the healthcare system, supervision is deliberation instituting the Health financing system, formerly call the National Health Financing intrigue ( i have created the paper upon this subject in 2006 poke underneath the masthead of this blog or see the link during the end of this post). This has right away been conveniently renamed 1Care.

Very little is known about this 1Care. As in the Malaysian convention with regards to policy matters, there is hardly any (or shall you say absolutely no) conference with the end-users , the Rakyat as well as the consumer groups. Although the method is said to be operative with the Malaysian Medical Association (MMA), even doctors know really little about this scheme.

What little info which is available hints during the complement which will drastically change the lifestyle. Unlike now, you cannot no longer select the own doctors. Apparently underneath this 1Care syste! m, any s old will be reserved to the doctor, presumably someone who is operating nearby. How this grant will be done as well as what criteria will be used have been unknown as yet.

Patients reserved to which sold alloy will have the limit as to how most times he or she can deliberate which sold alloy in the year. Those with chronic diseases similar to asthma, hypertension as well as diabetes will not be able to see their alloy as mostly as now, compromising their health.

All doctors will have to be in this scheme, as well as would be allocated patients. Doctors have been not authorised to dispense medicine. As the compensation, their conference fee is set to go up , as high as RM60 per visit. This contrasts with the benefaction complement where for the fees of around RM30 40, you can deliberate the alloy as well as be treated with medications for usual ailments.

So who is to account for this incredible scheme? The end users of course given there is no such thing as the giveaway lunch in this world. From what is known, everyone will have to be in this scheme, as well as any house hold is ostensible to flare out 9 to 10% of their income to the National Health Financial Agency.

For those who have been young, hale as well as hearty, they have to flare out the same amount, which will probably be deducted from their pay as in EPF scheme. Like all alternative insurance scheme, this essentially functions upon the judgment of the some-more full of illness subsidising the less.

But for the reduction healthy, dont be as well happy yet. Apart from the limit upon the series of times they can revisit their reserved doctors, they additionally have to outlay additional time as well as transport price to get their healing supply from the pharmacy after saying their doctors. There will additionally be sure diseases which will be released from this scheme, as well as out of pocket payments (OOP) will have to be done for these dieseases.

Because the doctors have been right away being paid t! he aloft conference fees as well as because additional costs have been incurred for medicines to be dispensed by pahramcy, the total healthare costs will fire up, as in the knowledge of most countries which have implemented illness financing scheme.

The income in the future comes from the people. When the healthcare price goes up, the NHFA is going to ask for some-more income as well as which will translate to some-more reduction from the rakyat.

What is ironical is which the benefaction complement is fit as well as price effective. Malaysians in fact outlay most reduction upon heathcare than their counter tools not only in grown countries though building nations as well.

The upon top of list ( charted by me regulating WHO statistics) shows the commission of Total Health output of malaysia in 2002 as well as 2003 compared with most alternative countries.

Even countries with comparables GDPs in international dollars such as Mexica as well as Brazil outlayed most some-more upon illness caring than Malaysia. Developing countries with lower GDPs such as China as well as India additionally outlayed aloft suit of their GDPs upon the illness of their citizens.

Malaysia supervision has the duty to take caring of its citizens' illness care. As it is, it is spending most reduction than the WHO reeommendation of 7% of GDP upon illness care. Our supervision spends around 6-7% of supervision budget upon health, which is most reduction than the GDP.

The aged saying which "do not try to fix anything which ain't broken" is good in this case.

I have created the paper upon National ! Health m onetary intrigue in 2006. In it you have extracted most census data against implementation of such the shceme as well as posted them in list forms. This paper was additionally published in FOMCA's publication final year, after obtaining my agree via email. For those who wish to know why you conflict such the scheme, as well as the rationale behind my opposition to such scheme, please read the paper "Malaysian Healthcare- the vicious demeanour during National Health Financial Scheme" in this blog:

http://hsudarren.files.wordpress.com/2006/10/malaysian-healthcare-a-critical-look.pdf



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